Last Date for Submission of Application is on 24th March, 2022.
No.of Posts and Vacancies :-
Specialist Officers - 105 Posts
Job Location - Mumbai
Education Qualification :
Bank of Baroda, one of the largest Bank in India, is looking for qualified & experienced specialist officers for Fraud Risk Management, MSME & Corporate Credit Departments
1. Name of the Post: Manager – Digital Fraud (Fraud Risk Management)
2. No of Post: 15
3. Education: B.E./ B. Tech in Computer Science/ IT/ Data Science or Graduation in Computer Science/ IT i.e. B.Sc/ BCA/ MCA
4. Post Qualification Experience: Min. 3 years’ post qualification experience of working in IT / Digital area in Banking sector. Experience in Fraud Risk Management and it’s related field will be preferred
5. Scale of Pay (as amended from time to time) - MMGS II : Rs. 48170 x 1740 (1) – 49910 x 1990 (10) – 69180
6. Location Of Posting: The place of posting will be depending upon the Bank’s requirement from time to time. Candidates shall be placed at any of its Offices/Branches in India.
1. Name of the Post: Credit Officer (MSME Department)
2. No of Post: 40
3. Education: Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management with Specialization in Finance / Banking/ Forex / Credit OR CA / CMA / CFA
4. Post Qualification Experience:
a) Minimum 8 years of experience of Credit appraisal, preferably in MSME Banking with any Bank/ NBFC/Financial Institutions in India. (However, for candidates having CA/CMA/CFA qualification minimum experience required is 7 years. Further their experience of up to 2 years, with a registered CA firm can be included for the purpose of work experience) OR Minimum 7 years of experience as Analysts in RBI approved Rating Agencies.
b) Minimum 5 years of experience of Credit appraisal, preferably in MSME Banking with any Bank/ NBFC/Financial Institutions in India. (For candidates having CA/CMA/CFA qualification, their experience of up to 1 year, with a registered CA firm can be included for the purpose of work experience) OR Minimum 5 years of experience as Analysts in RBI approved Rating Agencies.
5. Scale of Pay (as amended from time to time) - MMGS III : Rs. 63840 x 1990 (5) – 73790 x 2220 (2) – 78230, SMG/S-IV : Rs. 76010 x 2220 (4) – 84890 x 2500 (2) – 89890
6. Location Of Posting: The place of posting will be depending upon the Bank’s requirement from time to time. Candidates shall be placed at any of its Offices/Branches in India.
1. Name of the Post: Credit - Export / Import Business (MSME Department)
2. No of Post: 08
3. Education: Mandatory – Graduate in any discipline Preferred – Post-Graduation Degree/Diploma in Management with Specialization in Finance / Banking/ Forex / Credit OR CA / CMA / CFA
4. Post Qualification Experience:
a) Minimum 8 years of experience in Export / Import Credit Appraisal with any Bank/ NBFC/Financial Institutions in India (Experience of handling Export Import Business in reputed company/ financial arms/major Export house up to 2 years can be included for the purpose of work experience) (However, for candidates having CA/CMA/CFA qualification minimum experience required is 7 years. Further their experience of up to 2 years, with a registered CA firm can be included for the purpose of work experience)
b) Minimum 5 years of experience in Export / Import Credit Appraisal with any Bank/ NBFC/Financial Institutions in India (Experience of handling Export Import Business in reputed company/ financial arms/major Export house up to 2 years can be included for the purpose of work experience) (For candidates having CA/CMA/CFA qualification, their experience of up to 1 year, with a registered CA firm can be included for the purpose of work experience)
5. Scale of Pay (as amended from time to time) - SMG/S-IV : Rs. 76010 x 2220 (4) – 84890 x 2500 (2) – 89890, MMGS III : Rs. 63840 x 1990 (5) – 73790 x 2220 (2) – 78230
6. Location Of Posting: The place of posting will be depending upon the Bank’s requirement from time to time. Candidates shall be placed at any of its Offices/Branches in India.
1. Name of the Post: Forex - Acquisition & Relationship Manager (Corporate Credit Department)
2. No of Post: 30
3. Education: Graduation (in any discipline) and Post Graduate Degree / Diploma with Specialization in Marketing / Sales
4. Post Qualification Experience: Min. 5 Years of Work Experience in Public/ Private / Foreign Banks with 4 Years Exposure in Sales / Relationship Management in Forex. Min. 3 Years of Work Experience in Public/ Private / Foreign Banks with 2 Years Exposure in Sales / Relationship Management in Forex.
5. Scale of Pay (as amended from time to time) -
a) MMGS II : Rs. 48170 x 1740 (1) – 49910 x 1990 (10) – 69180
b) MMGS III : Rs. 63840 x 1990 (5) – 73790 x 2220 (2) – 78230
6. Location Of Posting: The place of posting will be depending upon the Bank’s requirement from time to time. Candidates shall be placed at any of its Offices/Branches in India.
Age Limit
Minimum – 24 Years & Maximum – 35 Years
Application Fees
SC/ ST/ Persons with Disability (PWD)/Women Rs.100/- plus applicable taxes & payment gateway charges, GEN/ OBC /EWS Rs.600/- plus applicable taxes & payment gateway charges
General Instructions:
i. Candidates will have to invariably produce and submit the requisite documents such as valid call letter, a photocopy of photo-identity proof bearing the same name as it appears on the online submitted application form etc. at the time of examination, GD and interview respectively.
ii. Before applying for the mentioned specialist posts, the candidate should ensure that he/she fulfils the eligibility and other norms mentioned in this advertisement. Candidates are therefore advised to carefully read this advertisement and follow all the instructions given for submitting online application.
iii. A Candidate’s admission to the examination/ shortlisting for GD &/or interview and/ subsequent process is strictly provisional. The mere fact that the call letter(s)/ provisional allotment has been issued to the candidate does not imply that his/ her candidature has been finally cleared by Bank.
a) Bank would be free to reject any application, at any stage of the process, cancel the candidature of the candidate in case it is detected at any stage that a candidate does not fulfill the eligibility norms and/or that he/she has furnished any incorrect/ false information/ certificate/documents or has suppressed any material fact(s).
b) If candidature of any candidate is rejected for any reason according to the terms and conditions of this advertisement, no further representation in this regard will be entertained. Such decisions shall be final and binding on the candidate. If any of these shortcomings is/are detected after appointment in Bank, his/her services are liable to be summarily terminated.
iv. Decision of the Bank in all matters regarding eligibility of the candidate, the stages at which such scrutiny of eligibility is to be undertaken, qualifications and other eligibility norms, the documents to be produced for the purpose of the conduct of Examination, interview, verification etc. and any other matter will be final and binding on the candidate. No correspondence or personal enquiries shall be entertained by the Bank in this context.
v. A candidate can apply for only one post and not more than one application should be submitted by any candidate. Apart from the above exception, in case of multiple Applications only the latest valid (completed) application will be retained and the application fee/ intimation charges paid for the other multiple registration(s) will stand forfeited. Also, multiple attendance/appearances in examination and/interview will be summarily rejected/candidature cancelled.
vi. The scribe arranged by the candidate should not be a candidate for the examination. If violation of the above is detected at any stage of the process, candidature of both the candidate and the scribe will be cancelled.
vii. Online applications once registered will not be allowed to be withdrawn and/or the application fee/intimation charges once paid will not be refunded nor be held in reserve for any other examination.
viii. Any resulting dispute arising out of this advertisement including the recruitment process shall be subject to the sole jurisdiction of the Courts situated at Mumbai.
ix. Any canvassing or creating influence for undue advantage shall lead to disqualification from the process.
x. Any request for change of address, details mentioned in the online application form will not be entertained.
xi. Any request for change of date, time and venue for online examination and interview will not be entertained.
xii. In case any dispute arises on account of interpretation of clauses in any version of this advertisement other than English, the English version available on Bank’s website shall prevail.
xiii. A candidate should ensure that the signatures appended by him/her in all the places viz. in his/her call letter, attendance sheet etc. and in all correspondence with the bank in future should be identical and there should be no variation of any kind.
xiv. A recent, recognizable photograph should be uploaded by the candidate in the online application form and the candidate should ensure that copies of the same are retained for use at various stages of the process. Candidates are also advised not to change their appearance till the process is completed. Failure to produce the same photograph at various stages of the process or doubt about identity at any stage could lead to disqualification.
xv. The possibility of occurrence of some problem in the administration of the examination cannot be ruled out completely which may impact test delivery and/or result from being generated. In that event, every effort will be made to rectify such problem, which may include movement of candidates, delay in test. Conduct of a re-exam is at the absolute discretion of Bank. Candidates will not have any claim for a re-test. Candidates not willing to move or not willing to participate in the delayed process of test delivery shall be summarily rejected from the process.
Documents Required:
List of Documents to be produced at the time While appearing for GD/PI or as & when called for by the Bank: : The following documents in original together with a self-attested photocopy in support of the candidate’s eligibility and identity are to be invariably submitted at the time of interview failing which the candidate may not be permitted to appear for the interview. Non submission of requisite documents by the candidate at the time of interview will debar his candidature from further participation in the recruitment process.
i. Printout of the valid GD/ Interview Call Letter
ii. Valid system generated printout of the online application form
iii. Proof of Date of Birth (Birth Certificate issued by the Competent Municipal Authority or SSLC/ Std. X Certificate with DOB)
iv. Photo Identify Proof as indicated in Point 8 below
v. Individual Semester/Year wise Marksheets & certificates for educational qualifications including the final degree/diploma certificate. Proper document from Board/ University for having declared the result has to be submitted.
vi. Caste Certificate issued by competent authority, strictly in the prescribed format as stipulated by Government of India, in case of SC/ ST/OBC/EWS category candidates. (as enclosed in the Annexure)
vii. In case of candidates belonging to OBC category, certificate should specifically contain a clause that the candidate does not belong to creamy layer section excluded from the benefits of reservation for Other Backward Classes in Civil post & services under Government of India. OBC caste certificate containing the Non-creamy layer clause should be valid as on the date of interview if called for (issued within one year as on the date of advertisement). Caste Name mentioned in certificate should tally letter by letter with Central Government list / notification.
viii. Disability certificate in prescribed format issued by the District Medical Board in case of Persons with Benchmark Disability category. If the candidate has used the services of a Scribe at the time of online examination, then the duly filled in details of the scribe in the prescribed format.
ix. An Ex-serviceman candidate has to produce a copy of the Service or Discharge Book alongwith pension payment order and documentary proof of rank last / presently held (substantive as well as acting) at the time of interview. Those who are still in defence service should submit a certificate from a competent authority that they will be relieved from defence services, on or before 24.03.2023.
x. Candidates serving in Government / quasi govt offices/ Public Sector Undertakings (including Nationalised Banks and Financial Institutions) are required to produce a “No Objection Certificate” from their employer at the time of interview, in the absence of which their candidature will not be considered and travelling expenses, if any, otherwise admissible, will not be paid.
xi. Persons falling in categories (ii), (iii), (iv) and (v) of Point 1.1 should produce a certificate of eligibility issued by the Govt. Of India.
xii. Relevant documents in support of the work experience declared, including appointment letter, salary slip, relieving letter (wherever applicable), etc.
xiii. Any other relevant documents in support of eligibility.
Selection Procedure
1. The selection process may comprise online test, psychometric test or any other test deemed suitable for further selection process followed by Group Discussion and/or Interview of candidates, qualifying in the online test.
2. However, if the number of eligible applications received is large/less, then Bank reserves the right to change the shortlisting criteria/interview process. Bank may, at its discretion, consider conducting of Multiple Choice/Descriptive/ Psychometric Test / Group Discussion/Interviews or any other selection/shortlisting methodologies for different positions / scales.
3. Online Test: The tentative structure of the online examination
4. Section/Test 1, 2 & 3 are qualifying in nature and marks secured in these sections will not be reckoned for final result. The minimum qualifying marks/percentage of marks in each of the section would be 40% for General Category and 35% for Reserved Category. However, the Bank reserves the right to change the minimum/ waive off qualifying criteria at its sole discretion.
5. Marks Section/Test 4 i.e. Professional Knowledge shall be reckoned for shortlisting the candidates for participation in further selection process and drawing the rank list. There will be penalty for wrong answers in this section (i.e. section 4). For each question for which a wrong answer has been given by the candidate, 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is given by the candidate; there will be no penalty for that question.
6. Bank reserves the right to modify the structure of the examination including addition / substitution by the way of descriptive test/case study which will be intimated through its website.
7. The Date of Online Test will be advised/notified in due course. Other detailed information, if any, regarding the examination will be given in an information handout, which will be made available for the candidates to download along with the call letters from the Bank’s official website.
How to Apply
Online registration of Application & Payment of Fees Start date : 04.03.2022 Last date : 24.03.2022
i. Candidates are required to apply Online through website www.bankofbaroda.co.in. No other means/ mode of application will be accepted.
ii. Candidates are required to have a valid personal email ID and Contact No. It should be kept active till completion of this recruitment project. Bank may send call letters for Online test, GD, interview etc. through the registered email ID. In case, a candidate does not have a valid personal email ID, he/she should create his/ her new email ID before applying Online. Under no circumstances, he/she should share/ mention email ID to/ or of any other person.
iii. Candidates should scan their photograph and signature, ensuring that both the photograph (4.5cmX3.5cm) and signature adhere to the required specifications as given in Annexure II to this Advertisement.
iv. Signature in CAPITAL LETTERS shall NOT be accepted.
v. Carefully fill in the necessary details in the Online Application Form at the appropriate places and submit the same Online.
vi. Use of special characters while filling the form will not be allowed. In case the candidate is unable to fill in the application form in one go, he/ she can save the data already entered. When the data is saved, a provisional registration number and password will be generated by the system and displayed on the screen. Candidate should note down the Provisional registration number and password. An Email & SMS indicating the Provisional Registration number and Password will also be sent. They can reopen the saved data using Provisional registration number and password and edit the particulars, if needed. This facility will be available for three times only. Once the application is filled in completely, candidate should submit the data.
vii. Candidates are advised to carefully fill in the online application themselves as no change in any of the data filled in the online application will be possible/ entertained. Prior to submission of the online application candidates are advised to use the ‘SAVE AND NEXT’ facility to verify the details in the online application form and modify the same if required. No change is permitted after clicking on COMPLETE REGISTRATION button. Visually Impaired candidates will be responsible for carefully verifying/ getting the details filled in, in the online application form properly verified and ensuring that the same are correct prior to submission as no change is possible after submission.
viii. There is a provision to modify the online application prior to submission only. Candidates are requested to make use of this facility to correct the details in online application, if any.
ix. The name of the candidate and his/ her father/ husband etc. should be spelt correctly in the application as it appears in the certificates/ mark sheets/photo identity proofs etc. Any change/ alteration found may disqualify the candidature.
x. An email/ SMS intimation with the Registration Number and Password generated on successful registration of the application will be sent to the candidate’s email ID/ Mobile Number specified in the online application form as a system generated acknowledgement. If candidates do not receive the email and SMS intimations at the email ID/ Mobile number specified by them, they may consider that their online application has not been successfully registered.
xi. An online application which is incomplete in any respect such as without proper passport size photograph and signature uploaded in the online application form/ unsuccessful fee payment will not be considered as valid
xii. Any information submitted by an applicant in his/ her application shall be binding on the candidate personally and he/she shall be liable for prosecution/ civil consequences in case the information/ details furnished by him/ her are found to be false at a later stage