Last Date for Submission of Application is on 22nd February, 2022.
No.of Posts and Vacancies :-
Generalist Officer - 500 Posts
Job Location - Pune
Education Qualification :
BANK OF MAHARASHTRA, leading listed Public Sector Bank with Head Office in Pune and all India network of branches invites online application from candidates for recruitment of Generalist Officers in Scale II & III. It is envisioned to focus on bank’s business by emulating techno-savvy systems, augmenting retail, agriculture and MSME portfolio, effective implementation of EASE norms, impeccable compliance, etc. The Bank has always intended to recruit such skilled officers who possess not only banking knowledge but also have experience of working in different verticals / specialized branches / credit proposal processing cell, etc.
AX1/ ST/RP/Generalist Officer Scale-II & III/Project III/2022-23
1. Name of the Post: Generalist Officer MMGS Scale – II
2. No. of Posts: 400 (Four Hundred Only).
3. Salary: Scale of Pay : Scale II Rs. 48170 – (1740/1) - 49910 – (1990/10) – 69810. Scale of Pay : Scale III Rs. 63840 - (1990/5) – 73790 – (2220/2) – 78230.
4. Qualification: Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.
5. Experience: Post qualification Work Experience of 3 years as an officer in any Scheduled Commercial Bank. Experience in Credit related areas / Branch Head / Incharge is preferable.
1. Name of the Post: Generalist Officer MMGS Scale III
2. No. of Posts: 100 ( One Hundred Only)
3. Salary: Scale of Pay : Scale II Rs. 48170 – (1740/1) - 49910 – (1990/10) – 69810. Scale of Pay : Scale III Rs. 63840 - (1990/5) – 73790 – (2220/2) – 78230.
4. Qualification: Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.
5. Experience: Post qualification Work Experience of 5 years as an officer in any Scheduled Commercial Bank. The candidate should have minimum one-year experience as Branch Manager / Head out of five years. Experience in Credit related areas / In charge of Specialized Verticals is preferable.
6. Job Profile
(a) Overall control on Branch working. Business development. Public Relations & maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of performance budget and fulfilment of targets. Monitoring of credit portfolio / Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both lending & non-lending / administrative and reporting to higher authorities.
(b) Carrying out of Due diligence on credit proposals assigned, Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals. Securing maximum marks for the AMT in Credit Audit in PreSanction. Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT.
(c) Adhering to Turn around Time for processing New / Existing proposals. Ensuring ABS considered for the proposals are the same as filed with ROCs. Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal of credit proposal including Ad hoc facilities / structuring / rehabilitation proposals/any other type of business or general proposal pertaining to the unit.
1. Ensuring timely / review/renewal of credit limits. Pre- Sanction Stage. Ensuring compliance of KYC norms. Updation of periodical due diligence reports as per RBI guidelines. Obtaining data/information from customers for assessment and processing of the proposal. Interacting with key officials in the borrowing units for obtaining data/statements etc.
(d) Customer Meets, Supervise job rotation. Follow up of inspection & audit reports & ensuring rectifications. All correspondence relating to Head Office, Zonal Office, Redressal of complaints. Over all control on housekeeping. Ensuring that the Bank’s systems & procedures are properly followed at the Branch.
1. Giving greater attention to planning for business development, charting strategies for growth, expanding customer base through requisite customer relationship measures, scouting for avenues to expand credit portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local authorities, Govt. departments, Large Institutions, Corporates & high net worth clients etc. to ensure that the Branch is on the path of accelerated growth & improves market share.
(e) Maintaining effective Public Relations and ensure courtesy in dealing with the customers and public in person, in correspondence and on telephone. Avoid confrontation by resolving the issues tactfully. Ensure adherence to Telephone Discipline by all the members of staff.
1. Maintaining effectiveness in branch operations and in customer service. Dispose the matters as per the rules in force except those that require the personal attention of the Branch Manager. Redressal of the grievances of customers as per rules / guidelines duly bringing to the notice of the Branch Head unpleasant instances, if any, happened in his absence.
Age:
Minimum 25 years and Maximum 38 years. (Relaxation for reserved categories will be applicable as per Government guidelines).
Application Fee:
UR / EWS / OBC: 1180, SC / ST: 118, PwBD, Women Candidates: Fee exempted
Important Dates:
1. Commencement date of on-line application 05-02-2022
2. Last Date of online application 22-02-2022
3. Date of Online Examination 12-03-2022
4. Date of GD / Interview Will be informed separately.
Documents Required:
The following documents in original together with a self-attested photocopy in support of the candidate’s eligibility and identity are to be invariably submitted at the time of interview failing which the candidate may not be permitted to appear for the interview. Non-submission of requisite documents by the candidate at the time of interview will debar his candidature from further participation in the recruitment process.
1. Printout of the valid Interview Call Letter.
2. Valid system generated printout of the online application form.
3. Proof of Date of Birth (Birth Certificate issued by the Competent Municipal Authority or SSLC/ Std. X Certificate with DOB).
4. For the purpose of identification, please bring Passport /Aadhar Card/ PAN card / Voter ID / Driving License / any other Photo ID card issued by Statutory Authorities where photograph is affixed.
5. Mark sheets / Certificates from SSC examination onwards to the highest examination passed.
6. Individual Semester / Year wise Mark sheets & certificates for educational qualifications including the final degree. Proper document from Board/ University for having declared the result on or before cut-off date has to be submitted.
7. Please bring a detailed specific and explicit experience certificate including details of full name, full address and telephone numbers of employers, period of experience with exact dates, designation held, nature of duties handled/ Job Profile, number of persons working under you, nature of Projects handled etc.
8. Income and Asset Certificate issued by competent authority, strictly in the prescribed format as stipulated by Government of India, in case of EWSs (Economically Weaker Sections) category candidates.
9. Caste Certificate issued by competent authority, strictly in the prescribed format as stipulated by Government of India, in case of SC / ST / OBC category candidates.
10. In case of candidates belonging to OBC category, certificate should specifically contain a clause that the candidate does not belong to creamy layer section excluded from the benefits of reservation for Other Backward Classes in Civil post & services under Government of India. OBC caste certificate containing the Non-creamy layer clause should be valid as on the date of interview if called for (issued within one year as on the date of advertisement). Caste Name mentioned in certificate should tally letter by letter with Central Government list / notification.
11. Disability certificate in prescribed format issued by the District Medical Board in case of Persons with Benchmark Disability category. If the candidate has used the services of a Scribe at the time of online examination, then the duly filled in details of the scribe in the prescribed format.
12. An Ex-serviceman candidate has to produce a copy of the Service or Discharge Book along with pension payment order and documentary proof of rank last / presently held (substantive as well as acting) at the time of interview.
13. Candidates serving in Government / quasi Govt. offices/ Public Sector Undertakings (including Nationalized Banks and Financial Institutions) are required to produce a “No Objection Certificate” from their employer at the time of interview, in the absence of which their candidature will not be considered and travelling expenses, if any, otherwise admissible, will not be paid.
14. Persons eligible for age relaxation under 4 (5) must produce a certificate from the District Magistrate to the effect that they are eligible for relief in terms of the Rehabilitation Package for 1984 Riot Affected Persons sanctioned by the Government and communicated vide Ministry of Finance, Dept. of Financial Services Communication No.F.No.9/21/2006-IR dated 27.07.2007.
15. Any other relevant documents in support of eligibility.
16. Note: Candidates will not be allowed to appear for the interview if he/ she fails to produce the relevant eligibility documents as mentioned above.
17. Non-production of relevant eligibility documents at the time of interview shall make the candidate ineligible for further process of recruitment.
Selection Procedure :
01. The candidates shall be required to appear for online examination to be conducted through IBPS. The successful candidates shall be called for interview in the proportion of 1:4 based on their ranking. The allocation of marks for online examination and Interview is 150 & 100 respectively which will be converted into 60:40. The minimum cut off marks for online examination, interview and final selection shall be 50% for UR / EWS and 45% for SC / ST / OBC / PwBD.
02. The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Online Examination and Interview and accordingly a merit list shall be prepared for selection of candidates. Merit list for selection will be prepared in descending order on the basis of combined scores obtained, in case more than one candidate score the cut-off marks (common marks at cut-off point), such candidates will be ranked according to their age in descending order, in the merit.
03. In case, in the opinion of the bank, adequate number of candidates have not qualified by obtaining minimum marks as stipulated above in the online examination, bank reserves right to reduce the minimum marks as deemed fit.
04. Mere eligibility / admission to Group Discussions / Interview / pass in GD/ interview does not imply that the Bank is satisfied beyond doubt about the candidate’s eligibility and shall not vest any right in a candidate for selection.
05. The Bank would be free to reject the candidature of any candidate at any stage of recruitment process, if he / she is found to be ineligible and / or furnished incorrect or false information / certificates / documents or has suppressed any material facts and the fees paid by the ineligible candidates shall be forfeited. If appointed, such a candidate may be summarily removed from the services of the Bank.
How to Apply :
(i) Candidates are advised to go to the Bank’s website www.bankofmaharashtra.in and click on the ‘Careers ’ Recruitment Process Current Openings to open the link “Online application for recruitment of “GENERALIST OFFICERS IN SCALE II & III PROJECT 2022-23” and then click on the option “APPLY ONLINE” which will open a new screen.
(ii) To register application, choose the tab “Click here for New Registration” and enter Name, Contact details and e-mail id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
(iii) Visually Impaired candidates should fill the application form carefully and verify / get the details verified to ensure that the same are correct prior to final submission.
(iv)Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible / entertained after clicking the COMPLETE REGISTRATION button.
(v) The Name of the candidate or his / her father / husband etc. should be spelt correctly in the application as it appears in the Certificates / Mark sheets. Any change/alteration found may disqualify the candidature.
(vi) Validate your details and Save your application by clicking the Validate your details’ and ‘Proceed’ button.
(vii) Candidates can proceed to upload Photo, Signature, Left Thumb Impression & Hand Written Declaration as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature.
(viii)Candidates can proceed to fill other details of the Application Form.
(ix) Click on the Preview Tab to preview and verify the entire application form before COMPLETE REGISTRATION.
(x) Modify details, if required, and click on ‘COMPLETE REGISTRATION’ only after verifying and ensuring that the photograph, signature uploaded and other details filled by you are correct Candidates are requested to apply on-line between 05-02-2022 and 22-02-2022.